ISS Previous Year Paper 2018 GS Solution Question 3(e) Universal Healthcare Scheme in Union Budget 2018

ISS Previous Year Paper 2018 GS Solution Question 3(e) Universal Healthcare Scheme in Union Budget 2018. Detailed answer critically examining the objectives, benefits, and challenges of the Universal Healthcare Scheme announced in Budget 2018.

ISS Previous Year Paper 2018 GS Solution Question 3(e) Universal Healthcare Scheme in Union Budget 2018

ISS Previous Year Paper 2018 GS Solution Question

Q.3(e) Critically examine the Universal Healthcare Scheme as pronounced in the Union Budget, 2018.

Answer :

The Universal Healthcare Scheme announced in the Union Budget 2018, later implemented as Ayushman Bharat, was designed to improve healthcare access and reduce the financial burden of medical treatment on poor and vulnerable households.

A major strength of the scheme is its provision of health insurance coverage for secondary and tertiary care hospitalization. It seeks to protect economically weaker sections from catastrophic health expenditures and improve healthcare accessibility across the country.

Another important feature is the establishment of Health and Wellness Centres, which aim to strengthen primary healthcare services and promote preventive healthcare.

However, several challenges have been highlighted. The success of the scheme depends on adequate healthcare infrastructure, availability of trained medical personnel, and effective implementation across states. Concerns have also been raised regarding funding requirements, regional disparities in healthcare facilities, and the capacity of public hospitals to handle increased demand.

Critics argue that insurance-based healthcare alone may not achieve universal healthcare unless accompanied by greater investment in public health systems, disease prevention, and primary care services.

Despite these challenges, the scheme represents a significant step toward expanding healthcare coverage and improving health outcomes in India.

Conclusion

The Universal Healthcare Scheme announced in Budget 2018 marked an important milestone in India's healthcare reforms. While it has the potential to improve healthcare access and financial protection, its long-term success depends on strengthening healthcare infrastructure, public health spending, and effective implementation.